PLEASE NOTE, THAT WE SELL HOMES IN THE LOS ANGELES, SAN BERNARDINO, ORANGE AND RIVERSIDE COUNTIES OF THE STATE OF CALIFORNIA, ONLY. PLEASE ALSO NOTE THAT WE MAKE LOANS IN THE STATE OF CALIFORNIA, ONLY. LICENSED BY DE DEPT. OF REAL ESTATE OF CA. BROKER # 01133705 PLEASE, LEARN ABOUT US. WE ARE PROUD OF OUR SERVICES. READ THE SECTION 'ABOUT US'.
PLEASE TAKE NOTE THAT WE DO NOT SELL THIS INFORMATION TO ANYONE! OUR COMPANY ADHERE TO OUR STRICT PRIVACY POLICIES. (PRIVACY POLICY) ONE OF OUR REALTORS WILL CONTACT YOU, INITIALLY BY PHONE, IN A NEAR FUTURE. SUBMITTING THIS REQUEST CONSTITUTE YOUR FULL AUTHORIZATION TO CONTACT YOU! WE HONOR ONLY REQUESTS FILLED OUT IN FULL!
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| Credit Less Than Perfect? |
Dear Borrower,
If your credit history is blemished, this would not be the reason to buy or refinance your home. Fortunately, there are still some loan programs for those who have low FICO credit score. Most lenders require a FICO SCORE OF 620 PLUS
We want to offer you with some information on how the FICO score works:
This company, Fair, Isaac & Co. developed an statistical model to evaluate the credit of a person. The name of the result, FICO score is an acronym of the name of the company. In this model, the lowest score is 300 and the highest is 900. In this model, a high score is given to the best credit and vice versa.
What affects the credit of a person? In other words, what makes the FICO score move up or down? The following are some considerations:
- 35% payment history.
- 30% volume of money owed
- 15% length of credit
- 10% number of line of open credits
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10% miscellaneous
What would affect badly the credit?
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Bankruptcy
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Repossession of a car
Foreclosure
Nevertheless, there are still some loan programs for those with tainted credit.
If you want to know what your credit Score is, to see if you you qualify for a loan, you can do two things:
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Call us to 626 290 6569 and ask for Oscar Barker. I
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Or, If we are not at the office, out in the field, please leave a message and I promise to return your call.
For us it will be a privilege to serve you!!!
Oscar Alfred Barker - 626 290 6569
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| Great Service = Referrals!!! - Excelente Servicio = Referidos!!! |
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