It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of:
- Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
- Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of a one-to-four unit family residence occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence.
| | Es ilegal el descriminar en la obtencion o la disponibilidad de casas y asistencia financiera debido a consideracion de:
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Tendencias, caraccteristicas o condiciones del vecindario o area geografica que rodea una casa, a menos que la institucion financiera pueda demostrar que tal caso en particular, puede ser contrario a la seguridad personal o salud fisica del comprador o de la buena practica de negocio.
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Raza, color, religion, sexo, estado civil, nacionalidad o de ancestros.
Es ilegal el considerar la raza, etnicidad, origen, nacionalidad, religion predominante en un vecindario o area geografica alrededor de una casa o desarrollo, independiente si tal composicion esta teniendo un cambio, o se espera que tenga un cambio, al valorar una casa para determinar si se va otorgar o no, o bajo que condiciones se va a proveer la asistencia financiera.
Estas Provisiones gobiernan la asistencia financiera para el proposito de la compra, construccion, rehabilitacion o refinanciamiento de una a cutro unidades de uso familiar ocupada por el dueno y para el proposito de mejorar la vifienda de una a cuatro unidades.
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